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Before you begin a compensation claim, you need certainty and peace of mind about covering your legal costs.
At BLB Solicitors, funding your claim is usually very straightforward, either through your existing legal expenses insurance cover or our ‘No Win / No Fee’ scheme. At the outset, your solicitor will explore with you the most suitable method for you. Below, we have set out the main funding options.
No win / No fee Compensation Claim
Also known as a ‘Conditional Fee Agreement’, a No Win / No Fee agreement helps protect you from financial risk when making your compensation claim.
If you win your claim, part of your compensation goes towards paying your legal costs.
If you lose your claim, unless (in the unlikely event) you have been shown to be dishonest, you do not have to pay our legal costs at all. Any liability to pay your opponent’s legal costs and other expenses can be covered by insurance that we will arrange for you, known as ‘After The Event’ (ATE) insurance.
Legal Expenses Insurance
You may already have insurance to cover your legal expenses. For instance, it commonly forms part of your home and contents cover or possibly another insurance policy that you have taken out before your accident. Alternatively, it may be provided as an extra benefit to you by your bank or credit card company, or as a membership benefit by your trade union.
Your legal expenses insurer will often tell you that they will only cover your legal costs if you use their panel solicitor. Of course, their panel solicitor is very unlikely to be able to provide the specialist expertise you need. Indeed, many of our clients switch to us after beginning their claims with such panel solicitors before quickly becoming frustrated by their lack of knowledge and poor representation.
We are often successful in persuading a legal expenses insurer to allow us to act under their policy. We therefore recommend that we help you with the application process. We do not charge for doing this.
Legal Aid
In 2013, with very rare exceptions, Legal Aid became unavailable for making personal injury compensation claims.